FAQ'S

Wednesday, September 7th, 2005

by Theodore Sliwinski, Esq.

Covered in this Article:

If a debtor owes the electric company money, will they shut off their power or my heat?

1. If a debtor owes the electric company money, will they shut off his power or heat?

No a person’s utilities will not be shut off merely because he has filed for bankruptcy. However, a debtor is required to make post-filing utility payments. If the debtor does not make his post-filing payments then his power and electricity could be turned off. Your electric company may not discriminate against you because you have filed a bankruptcy case. This means they must continue supplying you with power and may not cut you off.

Please be advised that your power company will probably request a deposit from you for any continued service. The deposit remains your money, but is held by the electric company as security for service. The deposit is usually equal to approximately twice your average monthly bill. If you owe no money to your electric company and do not list them as a debt, then electric companies may waive the requirement for a deposit.

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