FAQ’S
Covered in this Article:
- If a debtor owes the electric company money, will they shut off their power or my heat?
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Covered in this Article:
- How does a bankruptcy discharge affect a person’s credit report?
- How long will bankruptcy stay on my credit report?
- How does filing under Chapter 7 affect a person’s credit rating?
- Can a debtor do anything to remove a bankruptcy from their credit report?
- Can a “credit repair” company really save a debtor from bankruptcy?
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Covered in this Article:
- What is a chapter 7 discharge?
- Are all of a person’s debts discharged in a bankruptcy?
- How does a discharge affect a person?
- Are there some debts that are never discharged?
- Are there any circumstances wherein a person can still promise to pay a discharged debt after the case is closed?
- Are all of the debtor’s debts discharged in a bankruptcy?
- Can my creditors object to my case receiving a discharge?
- Can a debtor receive a second discharge in a second chapter 7 case?
- Can the discharge ever be revoked?
- Can a debtor pay a discharged debt after the bankruptcy case is closed?
- What is the legal recourse for a debtor if a creditor attempts to collect a discharged debt after the case is closed?
- May an employer terminate a debtor’s employment solely because he was a debtor or because he failed to pay a discharged debt?
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Covered in this Article:
- What is a reaffirmation?
- Do I have to reaffirm any debts?
- Do I have to reaffirm on the same terms?
- Should I reaffirm?
- Should a debtor reaffirm any of their my debts to “build up” their credit after bankruptcy?
- Do I have other options for secured debts?
- Do I have to reaffirm car loans, home mortgages?
- And what about credit cards and department store cards?
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Covered in this Article:
- Can a person ever get credit again after they file for Bankruptcy?
- Can a debtor retain any of their credit cards?
- Will I be able to keep my credit cards or obtain credit after bankruptcy?
- Can I get another a credit card after filing for bankruptcy?
- When can a debtor apply for credit again?
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Covered in this Article:
- What is the role of the attorney for a consumer debtor in a Chapter 7 case?
- Can I file bankruptcy without an attorney?
- Should I save money and use a paralegal service, or an internet service to prepare my bankruptcy case?
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Covered in this Article:
- Can a debtor be discriminated against for filing bankruptcy?
- What should a person do if a creditor later attempts to collect a debt that was discharged in his Chapter 7 case?
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This article was written by Theodore Sliwinski, Esq. © Theodore Sliwinski, Esq. All Rights Reserved.
Duplication in whole or in part strictly forbidden.
